Disability Income Insurance with Mass Mutual
Individual Disability Income Insurance
Life is unpredictable, and unexpected accidents or illnesses can disrupt your income. Our Individual Disability Income Insurance provides a safety net, ensuring you receive a steady stream of income if you're unable to work due to a covered disability. With MassMutual's Individual Disability Income Insurance, you'll have peace of mind knowing that your financial security is protected. Our business is built on a foundation of thoughtful client relationships. Learn more.
Individual RadiusChoice®
Flexible Coverage Tailored to Your Needs
RadiusChoice® is one of MassMutual's innovative disability insurance offerings, providing customizable coverage options to suit your unique lifestyle and financial goals. With RadiusChoice®, you have the freedom to choose the level of protection that best aligns with your individual needs. With graded premium payment structures, you can choose how much insurance you want to cover the portions of your income you can’t do without. Learn more.
Individual RetireGuard®
Planning for a Secure Future
RetireGuard® is a forward-thinking disability insurance solution designed to help you continue saving for retirement even if you experience a disability. With RetireGuard®, you can rest assured that your retirement plans remain on track, providing you with peace of mind for the years ahead. Learn more.
Disability Insurance Solutions for Business Owners
Small Business Owner and Buy-Sell Planning
As a business owner, protecting your investment is crucial. Our Disability Insurance Solutions cater specifically to small business owners, offering specialized coverage options so you and your employees can count on payroll continuity. This ensures that your business continues to thrive, even if you or your partner face a disability. Learn more.
Buy-Sell Planning for Business Partners
Small Business Owner and Buy-Sell Planning
With Buy-Sell Insurance, you can show your business partner(s), investors, employees and interested parties that you have a safety net for unexpected difficulties. Protecting your company and employees is critical. Our Disability Insurance Solutions cater specifically to small business owners, offering specialized coverage options such as Buy-Sell Planning. Learn more.
Workplace Disability Income Insurance
Employer-Provided Long-Term Disability (LTD)
In collaboration with employers, MassMutual offers Workplace Disability Income Insurance programs to provide essential coverage to employees. Our employer-provided long-term disability (LTD) and employer-provided Short-term disability (STD) plans are designed to offer financial support in case of extended absences due to covered disabilities. Having these benefits to offer your staff is a great way to attract and retain top talent. Learn more.