Broker Check

How to Get a Long-Term Care Proposal from MassMutual Brokerage

MassMutual Brokerage offers some of the very best in long-term care solutions. We have two hybrid products, our CareChoice One, and our CareChoice Select, a single pay or a 10-pay hybrid life long-term care solution. This product a is dividend paying, whole life product, that allows your death benefit and long-term care benefit to increase over time, which is very important with a long-term care solution. We also offer a very good choice of a chronic illness rider or a long-term care rider, that can be added to our permanent insurance policies.

These riders also allow for an increasing long-term care pool, unlike some of the other products in the industry, where the death benefit and the long-term care benefits stay level, because those products are not dividend paying. Though a dividend can't be guaranteed, these dividends have been paid every year since 1869, which allows for a long-term care solution to have an increasing pool, as inflation could erode a static long-term care benefit.

When it comes to getting a proposal, whether it be for life, disability, or long-term care annuities, just let us know what you need. We will turn that around and get your proposal to you as soon as possible.

If you would like to get a proposal or a brochure on our any of our annuity products, give us a call at 516-682-3339 or send us an email at